Seamless Property Protection. The WIP® Preferred Property Policy protects your property, whether it is a building or a computer or inventory, whether it is in your warehouse or in a truck or in transit. To make this seamless, the plan automatically includes coverages not ordinarily available or offered only at substantial additional premium. General Liability Protection. As the courts continue to determine different ways a business may be liable—and how much that liability should cost—your insurance must evolve to meet changing legal trends. This plan’s comprehensive general liability protection combines various liability coverages. It includes general liability, which protects you against claims that arise from your premises or your operations. It includes products liability, which protects you against claims involving products you have sold. It includes your fire legal liability to a landlord or property owner if offices or warehouses you rent, lease or occupy are damaged. And it protects you in a host of other circumstances. Fleet Protection. In addition to providing what has become standard coverage, the WIP® has been expanded to automatically include coverages not commonly available. These enhancements do a better job of protecting your vehicles and a better job protecting your business. Workers' Compensation, Umbrella Liability. The package of coverages included in the WIP provides a broad foundation to protect your business, its operations, and its continuing profitability. But many wholesaler-distributors have other coverage needs too, and the WIP strives to provide for those needs as well. Income and Expense Coverage. Your customers are one of the most valuable parts of your business.
Keeping your customers means keeping them happy even when things go wrong. A group of
special coverages, designed to help you continue your customer relationships, are
automatically included in the WIP® Preferred Property Policy. "Extra expense" coverage
reimburses you if you must spend money quickly to maintain quality of service or get back
in business following a covered loss. A "safety-net" of coverages helps bridge
the gap as you recover from a loss. Loss of a major supplier or major customer can hurt
too. |
