Seamless Property Protection
The WIP Property Policy provides seamless property coverage for a distributors building, inventory, computers, and loss of business income. The plan automatically includes extensions of coverage designed to meet the various loss exposures of a wholesale distributor. 

  • Building and Contents
  • Replacement Cost
  • Agreed Amount
  • Property in Transit
  • Equipment Breakdown
  • Business Interruption
  • Extra Expense
  • Boiler and Machinery
  • Electronic Data Processing Equipment
  • Inland Marine
  • Crime
  • Blanket Spoilage
  • Property Enhancement Endorsement

General Liability Protection
The WIP General Liability Policy provides legal protection against claims that arise from distributors numerous business activities including premise operation, products liability, fire legal liability to a landlord if a distributor leases or rents.

  • Comprehensive General Liability
  • Products Liability
  • Personal Injury Liability
  • Liquor Liability
  • Damage to rented premises
  • Medical Payments
  • Newly Acquired Organizations
  • Employee Benefits Liability
  • Employment Practices Liability
  • Commercial General Liability Extended Coverage Endorsement
  • Products Withdrawal Expense

Umbrella Liability Protection
WIP Umbrella Policy provides a distributors business with excess protection above primary general liability limits. Umbrellas are available with $1,000,0000 to $10,000,000 limits of liability protection

Auto and Truck Fleet Protection
In many cases the automobile fleet represents the most significant loss exposure of a distributor. The WIP Automobile Policy provides comprehensive protection that permits uninterrupted delivery of product and income flow.

  • Automobile Liability (Symbol 1 – Any Auto)
  • Comprehensive and Collision
  • Medical Payment
  • Non-Owned and Hired Auto Liability
  • Uninsured / Underinsured Motorist Coverage

Workers Compensation Protection
Workers Compensation coverage is available to provide a broad foundation to protect a distributors business, its operations, and its continuing profitability