American Wholesalers Underwriting, Ltd. (AWUL). WIP ® is underwritten by American Wholesalers Underwriting, Ltd., the foremost insurance underwriting firm singularly serving your industry. AWUL has underwritten and profiled thousands of wholesale businesses. AWUL understands your value added service risks, drop shipments & counter sales, and contractor, OEM, and MRO sales. This means premium savings to you. Safety programs or special risk management, which uniquely match your business are available. The strong commitment to service, that’s WIP®…
   

Tokio Marine Nichido Fire Insurance Company, Ltd. founded in 1879 , stands as Japan's oldest and largest property, casualty and marine insurer. With annual revenues of over 18 billion dollars, Tokio Marine has grown through a solid foundation of financial stability and superior attention to customer satisfaction. Currently Tokio Marine enjoys A++ financial ratings from A.M. Best which ranks among the highest in the industry.  There are network offices spread across the United States and in 39 countries around the world. Tokio Marine understands the durable goods distributor, the food distribution business and the fleet auto business. Tokio Marine will work with WIP to provide insurance protection that meets the need of wholesalers.  
   

All WIP claims are serviced by Broadspire -  a Crawford company.  Broadspire  was purchase by Crawford in 2006.  CRAWFORD is the worlds largest independent provider of claims management solutions to insurance companies and self insured entities. With an office in every city, with over 50,000 population, there will be an adjuster nearby to react to every situation.
   
PMA  is a premier insurance organization specializing in workers' compensation for over 90 years. The PMA Insurance Group is rated A- (Excellent) by A.M. Best. PMA's mission is to prevent and limit client business losses, to solve their insurance and business challenges. PMA people anticipate needs, are accessible and proactive, and hold themselves personally accountable for client satisfaction. Responding to both the business and societal needs of the day to protect workers who were injured on the job, PMA quickly established itself as a premier provider of workers' compensation insurance to businesses. Guided by the premise of responsive service ever since, PMA has continued its growth and expansion based on a two-part philosophy: adapt to changing client needs and provide the best possible products and services to meet them.  
   

For over 14 years, the insured clients of the "WIP" program have been represented by attorneys with Locke Lord Bissell & Liddell LLP, an "Am Law 100" international law firm with over seven hundred (700) lawyers in twelve (12) offices.  With the same legal team in place for over fourteen (14) years, as part of the "WIP-Up" Team, these attorneys have provided knowledgeable, timely and cost effective quality representation to WIP insured clients.  Locke Lord's attorneys are highly knowledgeable about the durable goods business and the "WIP" program in particular; and have in depth experience in litigating the types of cases that can occur.  Locke Lord's national practice is such that they maintain a database of experienced and proven "local" attorneys to work with in defending the insured clients in those jurisdictions where retaining a local attorney would further benefit the insured client. 

   
ACE Complete  strives to bring less work to the workers' compensation equation. ACE is rated A+ (Excellent) by A.M. Best. Launched in April of 2003, their facility provides the timely and necessary alternative to a workers' compensation marketplace that is fragmented and in turmoil. The stability, financial strength and commitment of the ACE USA organization will support you and your customers in delivering the premier internet product available in the marketplace. ACE Complete policies are underwritten by ACE Property and Casualty Insurance Company, which is part of the ACE Group.